Let me start by saying that David Ramsey has been a big influence in my life and how I manage my money. David Ramsey is a financial advisor, whom I enjoy watching his podcast on YouTube. I have had the pleasure of listening to his personal story with great enthusiasm. I find it personally entertaining has he too admits that just having a financial degree, did not prevent him from making personal mistakes. He learned his lessons the hard way, by living life. He started with nothing, made a lot of money, and then lost it all. David Ramsey, learned from his mistakes, and currently shares to the world, the to do’s and what not to do’s when it comes to our finances.
One of his concepts is to give every dollar, a purpose, an assignment. In other words, every dollar we have, counts.
Have you ever gone to the grocery store without a shopping list and come out spending way more than you had anticipated? Absolutely! Have you ever gone to the grocery store with a shopping list, stuck to it, and come out feeling great? Yes! Our money, your money, needs a purpose too!
As I sit here today, looking over my own finances, I was proud to discover that I have been making some headway on paying down my own credit cards! Somehow, with a small income, I have managed to pay off almost $1250 in 3 months and now instead of 4 credit cards, I only have 3!
Seeing the proof that you can be successful even with a small budget to pay off debt is inspiring! I was able to do this, because I too, gave every dollar I had an assignment at the beginning of each month, and made a budget, and stuck to it. If I can do it, so can you!
Unfortunately, I have not been able to get my husband on board yet. I do not know why, but hopefully soon, he will catch on. He has a nasty quick shop habit. One of those habits, that he just has to have that high priced drink from the quick shop on the road, instead of waiting until he reaches his destination. For me, I carry a bottle of water for my thirst. And if I want some coffee on the road, I’m smart enough to bring a thermos full.
I find that unplanned spending is our culprit! I hope everyone watches the video so you can be successful too!
Below is the YouTube Video of David Ramsey!
Thank you for reading and watching! Have a wonderful day!
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Thank you for your encouragement and support!